Congratulations on the passing of your referendum! Managing a large referendum project(s) may seem overwhelming, especially if this is the district’s first experience. Your financial advisor, bond counsel, and investment partners are valuable resources who will walk you through each step of the process to ensure your project’s success.

“Where do I begin?” is the most common question once a referendum passes. Ampersand has created the following quick start guide to assist the district with developing a plan for managing your bond proceeds that not only aims to keep your cash safe, but also optimizes your liquidity while minimizing both costs and management time.

Community banking is truly the foundation of many towns and cities across America. These banks are often the first place people go to get a mortgage, start a business, or simply open their first bank account. Healthy community banks mean a healthy local economy – a place where businesses and families can thrive.

However, community banks are facing more challenges than ever before. They must grapple with keeping deposits coming in, keep up with the host of new fintech on the market, compete with larger banks that can offer more products or better rates, and manage the ever-present issue of ongoing regulatory compliance.

It is in the best interest of everyone that community banks not just survive, but thrive. Corporate, nonprofit, and high-net-worth depositors can meet both ESG and financial goals by supporting community banks through a comprehensive deposit management strategy.